For sellers

Release servicing at the best premium.

Originators and servicers use Procredio to take best execution on servicing-released flow and bulk MSR — without leaving basis points on a single correspondent's grid.

Independent mortgage banksServicersSecondary marketing
Why Procredio

Three reasons it wins.

01

Best execution, per loan

Float servicing to a competitive panel instead of a single SRP grid. Award per loan or per pool and capture the uplift — with the audit trail to prove best execution.

02

Protect cash and capital

Release servicing at loan sale for cash liquidity, or sell seasoned bulk MSR to rebalance capital — with pricing disclosed all-in, asset price plus SRP, up front.

03

Transfer without the drag

Standardized agreements, automated servicing transfer and document checklists compress diligence-to-settlement from weeks to days, with reps bifurcated correctly.

In practice

What it looks like.

🇺🇸United States·Servicing-released · Co-issueIllustrative

Co-issue servicing-released, conforming retail flow

Regional independent mortgage bank → national subservicer-backed buyer

Problem

A retail lender wanted to release servicing at loan sale to protect cash flow, but was leaving basis points on the table selling to a single correspondent SRP grid.

Approach

Loans were floated to a panel of approved buyers for live, loan-level servicing-released premium (SRP) bids. Best execution was awarded per loan and settled with automated servicing transfer and standardized purchase-and-sale terms.

Outcome

≈ [TODO] bps average SRP uplift vs. the incumbent grid; same-day award.

Loan-level SRPBest-execution awardAutomated transferCo-issue
🇺🇸United States·Bulk MSRIllustrative

Bulk Fannie/Freddie MSR portfolio sale

Mid-size servicer rebalancing capital

Problem

A servicer needed to sell a seasoned agency MSR portfolio to free up capital, but bulk processes were taking weeks of tape prep, stratification and back-and-forth on assumptions.

Approach

The tape was ingested, stratified and independently valued in the platform; qualified buyers bid against a shared, transparent data room with agreed prepayment and delinquency assumptions.

Outcome

$[TODO]B UPB cleared; diligence-to-award compressed from weeks to days.

Bulk tape ingestStratificationDCF valuationData room
🇺🇸United States·Servicing-released · Non-QMIllustrative

Specialty / non-QM servicing-released execution

Specialty originator → specialty servicer buyer panel

Problem

Thin, illiquid SRP quotes for non-QM and specialty product meant execution was slow and opaque, with few counterparties willing to price.

Approach

Product-aware routing surfaced only buyers with appetite and approvals for the specific collateral, then ran a sealed competitive bid with standardized reps allocation.

Outcome

Deeper buyer coverage on hard-to-price collateral; transparent audit trail.

Product-aware routingSealed bidReps allocationNon-QM
Engage

Ready to see live pricing on your portfolio?

Tell us about the servicing you hold or the flow you want to acquire. We'll set you up with access to the exchange.