The exchange, end to end.
Procredio brings valuation, competitive bidding and settlement of mortgage servicing rights onto one auditable surface — purpose-built for co-issue and bulk MSR, and interoperable with Freddie Mac Cash-Released XChange.
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Capabilities in depth.
Loan-level MSR valuation
Every loan is valued with a monthly discounted-cash-flow model — servicing-fee income net of cost, adjusted for prepayment (CPR/PSA) and delinquency, discounted at your curve. Fair value, expected trade price, duration and convexity on the whole book.
Competitive servicing-released bidding
Float loans or pools to a panel of approved transferee servicers and take live SRP bids. Manage include/exclude preferences, run open or sealed, and award best execution per loan or per pool with all-in pricing disclosed upfront.
Freddie Mac CRX-ready execution
Speak the same language as Cash-Released XChange — asset price plus servicing-released premium up front, standardized purchase-and-sale terms (Exhibit 28A), preapproved transferee servicers, and bifurcated reps and warranties.
Automated servicing transfer
Settle through automated servicing transfer: imaged-document and final-document checklists, net funding of escrows, interest and fees, MERS updates, and structured transferor / transferee coordination with exception handling.
Compliance & audit trail
Role-based access with an immutable audit log on every action. Regulatory checklists for the Freddie Seller/Servicer Guide and CFPB transfer timelines, with reporting built for exams rather than bolted on after.
FastMSR — the MSR/CRX app, open-sourced.
FastMSR is our open reference implementation of a mortgage servicing rights management system with Freddie Mac CRX integration — portfolio onboarding, loan-level DCF valuation with rate-shock scenarios, a competitive SRP bidding engine, servicing-transfer workflows, compliance and dashboards. Read the code, run it locally, or build on it.
Ready to see live pricing on your portfolio?
Tell us about the servicing you hold or the flow you want to acquire. We'll set you up with access to the exchange.